Fraudsters send fake emails or SMS messages pretending to be your bank, TRAI, or government agency. They trick you into clicking a link and surrendering your OTP, Aadhaar, or card details. Over 40% of Indian cyber fraud cases begin with a phishing message.

A criminal uses your personal details to convince your telecom provider to issue a new SIM with your phone number. They then receive all your banking OTPs and can empty your accounts within minutes — without ever touching your phone.

Scammers impersonate CBI, police, or customs officers on a video call. They "arrest" you digitally, accuse you of money laundering or drug trafficking, and extort lakhs. This scam has cost Indians over ₹1,000 crore. No real law enforcement agency will ever arrest you on a video call.

A stranger befriends you on WhatsApp or social media over weeks, building genuine emotional trust. Then they introduce you to a "guaranteed profit" crypto trading platform. After you invest, the platform and the "friend" vanish with your money. Indians have lost crores to this single scam type.

Using artificial intelligence, scammers clone the voice of your son, daughter, or boss from just a few seconds of social media audio. They call you in their voice, manufacture an emergency, and ask for an urgent transfer. By the time you verify, the money is gone.

Fraudsters paste fake QR codes over real ones at restaurants, petrol pumps, and ATMs across India. When you scan to pay, the money goes directly to the scammer's account — or your UPI PIN is harvested. Always verify the merchant name before confirming any UPI payment.